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Savvy. Spirited. Stories of Success. Who doesn‘t need some savvy, spirited stories of success in 2026? Anne Carnathan, CEO of Universal Media Inc. and Universal Sports & Entertainment (USE), and Anne Deeter Gallaher, founder & CEO of Deeter Gallaher Group, deliver a dose of authentic, straight talk with industry leaders who have forged inspiring paths to business victory! In each episode of our award-winning podcast, listeners will be served two important takeaways: actionable advice to implement into your day-to-day journey (because time is non-renewable) and something essential to help you thrive in business! Our 30-minute #businessvitamin is the inspiration you need to find your tribe and to lift others up to be their best business self. Guests who share stories of wins, failures, potential, on-ramping, off-ramping, entrepreneurship, growth, resilience, adventure, aspiration, wit, and wisdom will fill our episodes. We promise to deliver a Return-on-Time podcast experience! Grit & Gravitas is globally ranked in the Top 10% of podcasts according to Listen Notes.
Savvy. Spirited. Stories of Success. Who doesn‘t need some savvy, spirited stories of success in 2026? Anne Carnathan, CEO of Universal Media Inc. and Universal Sports & Entertainment (USE), and Anne Deeter Gallaher, founder & CEO of Deeter Gallaher Group, deliver a dose of authentic, straight talk with industry leaders who have forged inspiring paths to business victory! In each episode of our award-winning podcast, listeners will be served two important takeaways: actionable advice to implement into your day-to-day journey (because time is non-renewable) and something essential to help you thrive in business! Our 30-minute #businessvitamin is the inspiration you need to find your tribe and to lift others up to be their best business self. Guests who share stories of wins, failures, potential, on-ramping, off-ramping, entrepreneurship, growth, resilience, adventure, aspiration, wit, and wisdom will fill our episodes. We promise to deliver a Return-on-Time podcast experience! Grit & Gravitas is globally ranked in the Top 10% of podcasts according to Listen Notes.
Episodes

Jul 28, 2026
Know Your Numbers, Own Your Future
Jul 28, 2026
Jul 28, 2026
40 min
Women are expected to inherit an unprecedented share of wealth in America over the next 25 years--close to $100 trillion! The challenge is, are we prepared to be our own chief asset managers? Financial confidence begins with knowing your numbers, asking questions, and understanding that there is no shame in seeking help and advice.
Recorded live at the Grit & Gravitas Women & Money event at Members 1st Administrative Headquarters, Anne Deeter Gallaher and Anne Carnathan talk with Devon DiBiase, VP of Relationship Management and Market Leader at Members 1st Federal Credit Union, about the financial lessons women often learn later than they should.
Devon shares how a part-time teller position became a career and a calling, and how navigating divorce deepened her understanding of credit, financial independence, and the importance of knowing your accounts, passwords, bills, and financing options. She also explains why the right financial institution should look beyond a credit score, listen to your story, and help you find a path forward.
Whether you are building wealth, repairing credit, preparing for marriage, growing a business, or simply trying to understand where you stand, Devon’s business vitamins are clear: Don’t wait for a crisis to become curious about your money. Ask questions, use your resources, and find trusted advisers who will meet you where you are and help you reach your goals.

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